- Trusted Independent Agency Since 2011
RV Insurance: Hit the road and start saving
Recreational Vehicle Insurance
Protect your home on the road with RV Insurance
Insurance that moves with you. Protect your RV, travel trailer, or campervan with a policy from Lafayette Insurance. We can help you spend more time focusing on your vacation, and worrying less about your insurance by choosing the right Recreational Vehicle Insurance plan. Â
Call: 765-474-2300
RV Insurance in Lafayette, Indiana
Elkhart, Indiana is known as the RV capital of the world, and plenty of families in Lafayette and West Lafayette spend their weekends at state parks, campgrounds and Purdue tailgates in a motorhome or camper. Whether you have a Class A motorhome, a Class C, a fifth wheel, a travel trailer or a pop-up camper, RV insurance is built for the way you use your home on wheels.
Motorhomes vs. travel trailers
Motorized RVs, like Class A, B and C motorhomes, need liability coverage just like a car, plus physical damage coverage for the vehicle and its contents. Towable RVs, like travel trailers, fifth wheels and pop-up campers, generally rely on the tow vehicle’s auto policy for liability while being towed, but they need their own coverage for damage, theft and contents. We’ll set up the right coverage for the type of RV you own.
RV coverage options
- Liability, collision and comprehensive for motorhomes
- Physical damage for travel trailers and fifth wheels
- Personal belongings â the things you keep in your RV, like electronics, dishes, bedding and gear
- Vacation liability â protection when your RV is parked and used as a campsite
- Emergency expenses â lodging and travel if your RV breaks down far from home
- Roadside assistance â towing and help on the road
- Full-timer coverage â for people who live in their RV for much of the year
- Total loss replacement â available with some companies on newer RVs
RV insurance FAQs
Does my auto policy cover my camper?
Your auto policy may extend some liability to a trailer while it’s being towed, but it usually doesn’t cover damage to the camper itself or the belongings inside. A separate RV policy closes those gaps.
Can I lower my premium while my RV is in storage?
Many companies offer storage or lay-up options that reduce coverage while your RV is parked for the winter, while keeping protection against theft, fire and storm damage.
Can I bundle my RV with my other policies?
Yes. Many companies discount RV insurance when you also insure your car, home, boat or motorcycle with them. As an independent agency, we’ll compare several companies for you.
How do I get a quote?
Call or text 765-474-2300 or click Quick Quote at the top of this page.
Our process
Compare Quotes from Lafayette Insurance
01. Provide Details
Tell us a little bit about what you are wanting to insure.
02. Discuss Coverages
We educate you on insurance coverages relevant to you.
03. Compare Quotes
We shop multiple companies to find the best rates and protection.
04. Pick Your Policy
Choose the insurance plan that works best for your individual needs.
Lafayette Insurance Reviews
What our Clients Say
Joe and his staff are top notch. I never worry if I have an issue involving insurance. They are there to help make the experience worry free and professional. Itâs worth your time to give Lafayette Insurance a call.
Tremendous support from Joe Couch. He was readily-accessible, diligent, and a tremendous help through the process of switching policies. Would recommend to everyone.
Joe Sr. and Jr. are both professional and do the very best they can to get you the best deal possible. They have reached out to me to let me know of opportunities to decrease my rates before my terms were up so I could plan accordingly. They always answer when I text or call with a problem. Can't say enough good things about this company or the people running it!
Very professional and responsive. After calling several agencies in the area, our quote was 15% lower than anywhere else!
Joe Jr. looks out for you. Initially he had me with one insurance agency. 1 year in and upon finding a new deal, he contacted me, helped me save some money, and found a more reliant insurance company for my family's vehicles. He is personable and offers good advice without trying to overexert influence. I have not had to deal with a wreck yet and working through a claim, but I will update this post if it happens.
They are very nice and will find the best deal for you. They also follow up with you in the future to better you in better insurance for less.
The Couch team is great, I wound up switching to them from another company. I saved money, got better BOP coverage, better Work Comp coverage, and fadter service. I highly recommend them to any Business in the Lafayette area.