- Trusted Independent Agency Since 2011
Motorcycle Insurance: Sport Bike, Touring, or Cruiser, Affordable Rates
Lafayette Indiana Motorcycle Insurance
Save money on Motorcycle Insurance with Lafayette Insurance
We offer motorcycle insurance for use on public roads or off-road. It doesnât matter if it has 2 wheels, a sidecar, or 4 wheels, we have a solution for you. Motorcycle insurance can provide coverage for bodily injury to others, bodily injury to yourself, damage to property, theft, vandalism, and roadside expenses. Â
Call: 765-474-2300
Motorcycle Insurance in Lafayette, Indiana
From rides along the Wabash River to weekend trips across Indiana, Greater Lafayette is a great place to ride. Whether you ride a sport bike, a cruiser, a touring bike, a scooter or a trike, the right motorcycle policy protects you, your passenger and your bike. As an independent agency, we compare several companies to find coverage that fits how and where you ride.
Motorcycle coverage options
- Liability â pays for injuries and damage you cause to others. Like cars, motorcycles on Indiana roads need liability coverage.
- Collision â repairs your bike after an accident, regardless of fault
- Comprehensive â theft, vandalism, fire, hail and hitting a deer
- Uninsured and underinsured motorist â protects you if the other driver has little or no insurance
- Medical payments â helps with medical bills for you and your passenger
- Custom parts and equipment â chrome, saddlebags, custom paint and other add-ons
- Riding gear â helmets, jackets and other protective gear, with some companies
- Roadside assistance and trip interruption â help if you break down far from home
Ways to save on motorcycle insurance
Many companies offer discounts for completing a motorcycle safety course, for insuring more than one bike, and for bundling with your auto or home insurance. Some also offer lay-up or seasonal options for the months your bike is stored. Ask us which discounts you qualify for.
Motorcycle insurance FAQs
Does my car insurance cover my motorcycle?
No. A personal auto policy generally doesn’t cover motorcycles. You’ll need a separate motorcycle policy, which can often be written with the same company as your car for a multi-policy discount.
Should I keep coverage during the winter?
Even when your bike is stored, it can be stolen or damaged by fire or a falling object. Keeping comprehensive coverage in the off-season is usually inexpensive and avoids a gap in coverage.
What about ATVs, UTVs and dirt bikes?
Off-road vehicles need their own coverage. See our ATV and UTV insurance page. For extra liability protection on all your vehicles, ask about an umbrella policy.
How do I get a quote?
Call or text 765-474-2300 or click Quick Quote at the top of this page.
Our process
Compare Quotes from Lafayette Insurance
01. Provide Details
Tell us a little bit about what you are wanting to insure.
02. Discuss Coverages
We educate you on insurance coverages relevant to you.
03. Compare Quotes
We shop multiple companies to find the best rates and protection.
04. Pick Your Policy
Choose the insurance plan that works best for your individual needs.
Lafayette Insurance Reviews
What our Clients Say
Joe and his staff are top notch. I never worry if I have an issue involving insurance. They are there to help make the experience worry free and professional. Itâs worth your time to give Lafayette Insurance a call.
Tremendous support from Joe Couch. He was readily-accessible, diligent, and a tremendous help through the process of switching policies. Would recommend to everyone.
Joe Sr. and Jr. are both professional and do the very best they can to get you the best deal possible. They have reached out to me to let me know of opportunities to decrease my rates before my terms were up so I could plan accordingly. They always answer when I text or call with a problem. Can't say enough good things about this company or the people running it!
Very professional and responsive. After calling several agencies in the area, our quote was 15% lower than anywhere else!
Joe Jr. looks out for you. Initially he had me with one insurance agency. 1 year in and upon finding a new deal, he contacted me, helped me save some money, and found a more reliant insurance company for my family's vehicles. He is personable and offers good advice without trying to overexert influence. I have not had to deal with a wreck yet and working through a claim, but I will update this post if it happens.
They are very nice and will find the best deal for you. They also follow up with you in the future to better you in better insurance for less.
The Couch team is great, I wound up switching to them from another company. I saved money, got better BOP coverage, better Work Comp coverage, and fadter service. I highly recommend them to any Business in the Lafayette area.