Commercial Umbrella

Commercial Umbrella

A business umbrella can help protect you above and beyond your underlying coverage in the event of an unexpected lawsuit.  Not only does it provide blanket coverage (up to your policy limits) over your primary policies... it also broadens the perils.  

Examples of an Umbrella claim:

  • Driver hits another vehicle that exceeds your commercial auto limits

  • Customer injured at your place of business

  • Fire that starts at your business and migrates to your neighbors business

If you have a 1 million dollar limit on your underlying policy and have a 1.5 million dollar claim, your umbrella would kick in and pay the extra $500,000 on a covered loss.

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Lafayette Insurance is an independent insurance agency representing multiple insurance companies.  We offer insurance in all of Indiana and Ohio including but not limited to:  Lafayette, West Lafayette, Fowler, Brookston, Monticello, Delphi, Crawfordsville, and Williamsport. 

Lafayette Insurance offers Car Insurance (Auto Insurance), Home Insurance, Business Insurance, Life Insurance, and Medical Supplements.  Savings can fluctuate based upon multiple factors including insurance score and claims history or moving violations.  

Insurance quotes provided by Lafayette Insurance, 3111 Builder Drive, Suite 6, Lafayette, IN 47909.

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