A Business Owners Policy (BOP) combines general liablility coverage with business property. A business owners policy can protect you from perils such as advertising, bodily injury, theft, fire and more if the event occurs during the course of business. You can endorse your policy to include additional coverages like data breach or professional liability.
Combining business personal property with your liability is a cost effective way to cover your business compared to buying two separate polices.
Auto body, retail store, or florist... just to name a few businesses that would qualify for a business owners policy.